The Tap to Phone technology to turn NFC smartphone into a payment terminal

June 11, 2019 

IBA Group, VISA, and Priorbank JSC have launched the technology Tap to Phone, which turns a smartphone with an NFC module into a payment POS-terminal.

The solution is designed for small and medium companies, which no longer need to buy payment terminals and additional equipment to start accepting non-cash payments – all they need is to install a transaction processing application on NFC-enabled smartphone.

Companies can accept payments made with contactless bank cards and NFC-enabled smart devices, such as watches or rings.

IBA Group was responsible for the technical part of the solution.


Earlier, on June 4, IBA Group, VISA, and Ukrainian Oschadbank launched the Tap to Phone technology for the first time in the CIS region and South-Eastern Europe.Ukraine became one of the first countries in the world to use this technology.

Vadim SmotryaevSolution architect and Technical Division Director at IBA Group

The project was implemented in just 3 months. But it was preceded by almost 10 years of work with NFC-technologies and analysis of user experience in various payment systems that were developed by IBA.